Zachary D. Clayton, a Personal Injury Lawyer in Las Vegas, Explains the Process of Compensation in Nevada
Going through any kind of injury, whether it’s a crosswalk accident, animal attack, truck accident, or car accident, can be debilitating and devastating. It usually damages the victim financially, emotionally, and physically. Victims of serious personal injuries may be faced with these hardships:
- Unable to engage in day-to-day activities.
- Prolonged work absence, which results in substantial wage losses. This is particularly applicable to those who work within Las Vegas’ service industry, like Uber drivers, waitresses, waiters, and the like).
- Prescription medication expenses.
- Large medical costs associated with physical therapy, surgery, and rehabilitation.
The Definition of Personal Injury
According to Nevada Revised Statute 217.050, a person who sustains an injury because of any kind of negligence, recklessness, or carelessness, could qualify for monetary compensation to cover their losses and harms.
Recoverable types of financial restitution could cover pain-and-suffering, lost wages, property damage, and medical bills.
If a family member (or yourself) sustained a significant injury to your body from an accident that could have been prevented, and it happened because of the reckless or careless actions of someone else, you are encouraged to get in touch with LV Personal Injury Lawyers to book a confidential review of your case for free.
Our legal firm is dedicated to prioritizing your interests, and will protect your rights.
Notable Personal Injuries Sustained in a Las Vegas Accident
Here is a short rundown of the kinds of serious injuries to the body that one might sustain from an accident around and in the state of Nevada:
- Knee injuries
- Bone bruises
- Lower back injuries
- Spinal cord injuries
- Broken bones
- Torn ligaments and tendons
- Head injuries
To Get the Monetary Restitution You Deserve, Get Ready to Fight Tooth and Claw for It
Getting monetary compensation for your losses and harms won’t be easy. Many defense attorneys and insurance companies that represent negligent parties aren’t inclined to issue restitution unless they feel pressured to by way of litigation. That’s where the skilled and experienced staff at LV Personal Injury Lawyers could be of assistance. We offer effective and skilled legal representation for all kinds of clients.
From auto and motorcycle accidents to medical malpractice, defective products, and work-related accidents, there is no doubt that victims of personal injuries are left to confront severe ramifications from the incident. This is why you should hold them accountable for their reckless and careless decisions through a personal injury civil action.
Obtaining Medical Treatment without Health Insurance
For those that require medical treatment, but lack the funds to pay for it, an experienced injury lawyer in Las Vegas can aid you in finding a therapist, doctor, or chiropractor. Such medical professionals are open to offering you treatment on the basis of a Nevada medical lien. Your lawyer will work in collaboration with your therapists and doctors to ensure that the injuries you sustained are documented properly.
Defense attorneys and insurers will usually say that medical data isn’t enough to justify delaying your payment (or not paying you altogether). A Las Vegas lawyer who is accident-savvy can take steps to stop that from happening.
Do Not Provide Medical Records or a Recorded Statement to the Insurance Company
It is quite common for an accident victim to receive a phone call from a claims adjuster associated with the negligent party’s insurance company. They may sound friendly and sympathetic to your situation. They may even try to develop a repour with you in an effort to make you think they are on your side. Do not fall for this.
What Our Clients Say
I suffered a devastating auto accident in Las Vegas due to someone else's fault. I was fortunate enough to call LV Personal Injury Lawyers who helped me in the most effective and client-friendly way possible.
Always remember – the insurance company is not your friend. The reason they contact you so quickly after an accident is because they are attempting to offer you a lowball settlement, or get you to provide a recorded statement, before you’ve had the chance to speak with a Nevada accident attorney.
Even though this is a stressful time, it is important to be composed and careful when exchanging phone calls and/or emails with a claims adjuster for the insurance company. They will ask you for a recorded statement over the phone. You do not have to agree to one. If you do provide a statement, they will use it against you in your claim. If possible, try to speak with a Nevada injury lawyer before the insurance company.
An insurance agency will request medical authorization in order to review your health records. Refrain from signing a single thing an insurance agency sends you. Speak to a legal professional first. The documentation sent to you by the insurance agency will be broad, vague, and basically gives them free rein to comb through your medical history.
Don’t forget, as per state law, you’re not under any obligation to share your health details. Any records released by you should be restricted to the details associated with an injury that came about because of your accident.
If you give them a blanket authorization, the insurance company will likely try to find something in your medical history that may seem questionable in an effort to use it to devalue your claim.
What You Can Do to Help Your Personal Injury Case?
There are certain steps you can take after a serious accident to improve the overall viability of a potential personal injury claim. First and foremost, seek medical treatment right away. This is important because one of the first “red flags” an insurance company will try to point to is a gap in treatment. If you did not go straight to the hospital after the accident, the insurance company will likely try to argue that you were not really hurt that bad.
Other important actions include:
- Talk to your employer about how long you expect to be out of work, and provide any doctor’s notes to support your absence
- Work with your Las Vegas personal injury attorney to seek partial or full disability for your short or long-term injury needs
- Do not miss any doctor appointments or physical therapy sessions
- Follow all of your doctors’ orders for treatment
Pursuable Damages, Post-Accident
As your representative, the monetary compensation Zachary D. Clayton, Esq., will request will include costs that come with medical treatment and care.
After we understand what your long and short-term emotional and physical needs are, our team will develop a unique and aggressive strategy to hold whoever is negligent accountable for their reckless actions.
Financial restitution for harms and losses can cover the following:
- Suffering and pain, including physical and emotional stress.
- Property damage, including vehicle rentals, repairs, and replacement.
- Long-term or in-home care.
- Missing wages if an injury stops clients from returning to work.
- Lost wages, including existing and future income due to the injuries.
- Medical assistance, including current and future bills, prescription medication, and rehabilitation costs.
What Are the Common Tactics and Ploys Used by Insurance Companies You Need to Be Prepared For?
If you have ever been in a car accident in Las Vegas that was not your fault and pursued the matter on your own directly with an insurance company, you know how tough it is to get the financial recovery you deserve for property damage. Now, imagine how tough it would be to pursue the negligent driver and their insurance company for medical bills, lost wages, and a mountain of other expenses you are hit with while trying to recover.
Insurance agencies are trained to bring in more revenue than pay out compensation. As such, each claim they review will be issued the cheapest offer possible.
That’s the reason insurance companies in Nevada retain big claim adjuster groups. Their purpose is to attempt to minimize or reject all the claims they can.
They will scour medical records to seek out pre-existing issues that could give them a reason to not cover your expenses. Have a look at these common tactics insurance agencies use to justify avoiding payments or delaying them:
Tactic Commonly Used: an Insurance Agency Will Attempt to Assign the Blame to You
Insurance agencies are quite adept at issuing blame to victims for harms they sustained. This often happens when such agencies state that the victim contributed to the injuries they suffered. In Nevada, they call this “contributory negligence.” Insurance agencies use it so that they don’t have to pay out a claim.
Tactic Commonly Used: an Insurance Agency May Say That Your Injuries Are Not That Serious
When you sustain harm from an accident that happened because of another person’s negligence, an insurance company will assume that your injuries are being exaggerated. This is a typical reaction that minimizes any guilt that comes with the decisions they make. This commonly used tactic is used by insurance agencies to have claims disputed.
Commonly Used Tactic: Insurance Companies Seek out Medical Treatment Gaps
It’s very important for you to seek out medical treatment immediately after an injury is sustained. If there is a delay in obtaining medical care, then an insurance company will argue that your injuries could have come about from something unrelated to the accident. They could also make a case that you failed to take the steps required to preserve your health.
Without being represented by an experienced and aggressive personal injury attorney, tactics that insurance agencies use might end up being successful. Don’t fall prey to such sly approaches.
How Much Will It Cost to Hire a Las Vegas Personal Injury Lawyer?
A lawyer’s legal services do not need to be paid for in advance. When it comes to cases like these, a lawyer is compensated with contingency fees. Such an arrangement allows people who hire an attorney to focus on recovery.
As part of the agreement, the attorney you hire will withdraw their fee from the final verdict of your trial or the final settlement of your case. The lawyer will also withdraw expenses from what the court awards you – specifically, costs that were covered while working on your case. Based on what your resolution and case entails, the specific percentage that will be withdrawn from your reward will differ.
Why Is Retaining a Las Vegas Accident Attorney’s Services So Important?
There are several benefits of hiring an accident injury lawyer with experience. For starters, having a professional represent you allows you to focus on recovery. That way, the worry and stress of insurance agency negotiations won’t be something you’ll need to deal with.
Further, when you retain the services of LV Personal Injury Lawyers, a team of respected, dedicated, and ethical legal experts will act as your representatives. Each one of these attorneys have community roots in the state of Nevada. You’ll also have investigators, paralegals, and legal assistants working on your case day and night to give your case the attention it deserves.
Whether we’re interviewing witnesses, having your claims backed up with insurance adjusters, or reviewing medical evidence, we will be fighting to get you the financial restitution you are entitled to.
Contact LV Personal Injury Lawyers – Let Us Start Representing You
It’s time for you to hold negligent parties accountable. Contact Zachary D. Clayton, our law firm’s top personal injury attorney, today. You needn’t concern yourself with paying us an hourly rate.
If you or someone you love sustained a severe injury from a preventable accident, and it happened as a result of the careless or reckless actions of another person or company, then it falls upon you to take action if you want to receive financial restitution.
Our team of knowledgeable and experienced attorneys will work around the clock to help you get the financial restitution you are entitled to. To schedule a confidential and free case evaluation, contact us online or call us directly.