Las Vegas Attorneys Explain Victim’s Rights After Uninsured Motorist Accidents
Drivers are expected to have insurance coverage to provide compensation for victims in case they become involved in accidents. Unfortunately, not all drivers obey the rules and obtain sufficient liability coverage to provide cofinancial recovery to crash victims in the event that they become involved in an accident.
When a driver fails to obtain insurance coverage and causes a crash to occur, it can be hard for victims to collect the money they need to cover their losses.
These types of accidents involving uninsured motorists can put crash victims or surviving family members of those involved in an accident in a difficult position. Victims may experience substantial financial loss if they become unable to work, incur expensive medical bills, or experience a decline in earning power.
They may also experience significant uncompensated pain and distress as a result of the accident. While the driver who caused their crash should be held accountable for the losses that they endure, it can be difficult or impossible to obtain this compensation from an uninsured driver.
Our Las Vegas car accident attorneys can help those who have been hurt to obtain compensation for the damages that they endure. We can work closely with you to identify all parties who could be held liable for losses so you can maximize the damages you’re able to obtain. Our lead attorney Adam Williams can assist you in determining if you can pursue a claim directly against the driver who hurt you even if he has insufficient insurance. Finally, we can help you to deal with your own insurer who may provide compensation by standing in for the motorist who should be paying for your losses.
What are Uninsured Motorist Accidents?
Uninsured motorist accidents are any accidents that occur when a driver has no liability insurance coverage. These accidents could range from minor fender benders to serious collisions in which victims lose their lives or suffer permanent injuries that impact every aspect of their future.
What every crash involving uninsured motorists has in common is that the person who should provide compensation to victims does not have an insurance policy to pay for losses the accident causes to occur.
Accident losses can be substantial, and most people do not have the money to privately pay for damages that they cause if they are responsible for an accident. That’s the reason liability insurance policies are required for motorists.
Who is Responsible for Uninsured Motorist Accidents?
Any Las Vegas driver who behaves negligently is liable for the losses that he causes others to endure. The problem that arises in motor vehicle collisions involving uninsured motorists is that the driver who should be providing compensation for losses may be unable to do so as a direct result of the lack of insurance coverage.
The driver still remains responsible for the damages — but victims could have a hard time collecting because there’s no insurer to pay the bills. A victim who its hurt in a crash involving an uninsured motorist could pursue a claim against the negligent driver anyway. If a judgment is entered against the uninsured motorist in Nevada because he is found legally liable for the crash, the victim of the accident could try to collect directly from that motorist.
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This could mean a victim of a crash with an uninsured motorist goes to court to get an order to garnish that motorist’s wages or to have liens placed on that motorist’s property. This could enable a collision victim to get the compensation he deserves from the motorist who caused losses.
Unfortunately, it is prevalent for uninsured motorists not to have very much income or not to have very many assets. In those circumstances, while a victim of an uninsured motorist accident could pursue a claim against a driver who caused a crash to happen, the victim might not be able to actually collect compensation even in the event that a judgment is entered against the motorist liable for causing the collision to occur.
The problem is that it’s impossible to collect money from someone who has none. And, with no insurer to pay the bills, this could leave accident victims scrambling to find someone to pay for accident losses.
LV Personal Injury Lawyers firm can help those involved in accidents to determine if they can obtain compensation directly from their own insurer through available uninsured motorist coverage or can help victims to identify whether any third parties may be wholly or partially to blame and thus liable for losses.
Compensation for Uninsured Motorist Accidents in Las Vegas, NV
A victim of an accident is entitled to full compensation for medical costs, loss of wages, pain and discomfort, emotional distress, and other damages resulting from the crash. If an uninsured motorist accident is fatal, surviving family members should be entitled to receive wrongful death damages.
Unfortunately, getting the full amount of compensation due is difficult when the party responsible for losses cannot pay. Nevada injury attorneys will work with you to identify all sources of compensation and, when applicable, to negotiate with your insurer to get you the money you need and deserve in the aftermath of an accident.
Getting Help From a Vegas Car Accident Lawyer
Don’t assume you have no options when an accident happens with an uninsured motorist. You should work with LV Personal Injury Lawyers to assess whether you can obtain compensation from your own insurer or from any other third parties who are wholly or partially liable for your losses.
Our Vegas personal injury attorneys will work hard to help you get the compensation you need for losses and damages you endure as a result of an uninsured motorist accident, so give us a call today to learn more.